Whether you own one property or an entire portfolio, effective landlord insurance is an absolute must. From nightmare tenants to missed payments, landlords are at risk from a whole host of unpredictable factors.
That’s why we’re with you to make sure your properties are covered based on your needs and requirements.
Our packages are tailor-made to tackle the specific problems you face while ensuring you only pay for the cover you need which may include:
Owning property means that you face the risk of incurring liabilities through your operations, therefore suitable Liability Insurance will help protect you against claims made across a variety of scenarios. There are various liability options to consider:
Property Owners Liability
As a Property Owner or Landlord, this policy covers you if a member of the public (including tenants) injures themselves on your property or damage is caused to property belonging to someone else.
If you employ staff as part of your Property business, you are legally obligated to have Employer’s Liability in place to help pay compensation if an employee or indeed ex-employee sues you for injury or illness caused by their work.
Public Liability covers your Property business against claims of injury or property damage to a third party.
If you own land, this policy covers you against exposure to claims as result of someone being injured on your land – even trespassers.