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Landlord Insurance

Take the risk out of renting

Whether you own one property or an entire portfolio, effective landlord insurance is an absolute must. From nightmare tenants to missed payments, landlords are at risk from a whole host of unpredictable factors.

That’s why we’re with you to make sure your properties are covered based on your needs and requirements.

Our packages are tailor-made to tackle the specific problems you face while ensuring you only pay for the cover you need which may include:

  • Buildings cover
  • Equipment breakdown (e.g. ventilation/air conditioning units)
  • Landlords contents, including those contained within communal areas
  • Cover for loss of rent following an insured event

Owning property means that you face the risk of incurring liabilities through your operations, therefore suitable Liability Insurance will help protect you against claims made across a variety of scenarios. There are various liability options to consider:

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Property Owners Liability

Property Owners Liability

As a Property Owner or Landlord, this policy covers you if a member of the public (including tenants) injures themselves on your property or damage is caused to property belonging to someone else.

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Employer’s Liability

Employer’s Liability

If you employ staff as part of your Property business, you are legally obligated to have Employer’s Liability in place to help pay compensation if an employee or indeed ex-employee sues you for injury or illness caused by their work.

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Public Liability

Public Liability

Public Liability covers your Property business against claims of injury or property damage to a third party.

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Land Liability

Land Liability

If you own land, this policy covers you against exposure to claims as result of someone being injured on your land – even trespassers.

Boost Your Cover

Legal Expenses

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Excess Insurance

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Legal Expenses

  • However carefully you run your Property business, chances are that you will need legal assistance at some point.
  • A Legal Expenses policy covers you for legal advice and gives you access to dedicated helplines if needed plus it covers you for any legal costs incurred in circumstances such as contract disputes, employment disputes, tax investigations and more.

Excess Insurance

  • This policy is helpful as it covers excess amount you pay towards a claim you make on your Property Insurance policy. It’s usually made up of both voluntary and compulsory excesses.
  • Having this in place means that you will be reimbursed for the amount you pay. So, you won’t be out of pocket for too long!

Knowledge Hub Guides

Need to speak with us? 08000 66 55 44