Car

Car insurance

Searching for the right car insurance can be complicated. So we’re here to make your life easier. Whatever your car’s shape or size, our team of experts are here to help you drive with confidence under the right cover.

Home

Home insurance

Finding the right insurance to protect your property and all its belongings is often a difficult process. That’s why we’re here to find you a policy tailored to your home, giving you extra assurance in your insurance. Whether you’re a homeowner, landlord, or building a property, we can help you with the right insurance to keep your house a home.

Van

Van insurance

On the lookout for the right van insurance? Our expert team will find the right insurance to have you covered. Whether you’re a sole trader or have a fleet of vans, we work with a range of insurers to provide you with the right cover to keep you and your van on the road.

Business

Business insurance

Searching for a business insurance deal? From home offices to large enterprises, we understand that every business is different. That’s why our expert team works hard to find the right policies and protection for your specific business needs.

Farm

Farm insurance

We understand the constant demands of farming, so we’re here to make one thing much easier. No matter the size, we work with you on a personal level to protect your livelihood and help find the most competitive cover that your farm needs.

Travel

Travel insurance

We’re here to help your holiday go right. Offering insurance for a range of holidays, from multi-trips, a one-off holiday to a winter sport get-away, we’ll cover the least exciting part of your travels.

Other insurance

Searching for the right car insurance can be complicated. So we’re here to make your life easier. Whatever your car’s shape or size, our team of experts are here to help you drive with confidence under the right cover.

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Home Insurance explained

What is Home Insurance?

Home insurance protects a person’s home against damages to the house itself, or to possessions in the home. It will also provide some cover for some personal liabilities.

It provides security should something happen such as a leak or an accident, as well as peace of mind whilst away on holidays that if a series of unfortunate events should occur, your house and your contents are covered.

Is Home Insurance a legal requirement?

The answer is no.

It’s not a legal requirement to purchase home insurance however, your mortgage provider may specify that you must have a buildings or contents insurance policy.

Even so, should something happen to your home whether its fire or water damage, do you really think that you have the money to put your house back together should it all fall down?

Most home insurance premiums cover the building that you live in, as well as the contents inside against theft and damage by either fire or flood.

Common Home Insurance Questions

What does Accidental Damage mean?

This is usually damage to your belongings or property as a result of an accident such as spilling paint across a carpet or if your TV was accidently knocked off of its stand.

What is the difference in Buildings and Contents cover?

Building Insurance covers the cost of damage to the structure of your property and well as fixtures and fittings. Contents Insurance covers the replacement of your belongings if they have been stolen or damage. Generally, you can combine the two for maximum house cover.

What is an “Escape of Water?”

An escape of water is usually plumbing-related problems, for example burst pipes and faulty boilers however it’s important to know escape of water cover doesn’t protect you against all water damage in your home therefore it’s essential to read your policy documents.

What does Home Emergency cover provide?

 This type of cover is a 24hr call our service for emergency repairs on your property including issues with plumbing, heating and security.

 

 

 

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