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Home insurance

Finding the right insurance to protect your property and all its belongings is often a difficult process. That’s why we’re here to find you a policy tailored to your home, giving you extra assurance in your insurance. Whether you’re a homeowner, landlord, or building a property, we can help you with the right insurance to keep your house a home.

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Van insurance

On the lookout for the right van insurance? Our expert team will find the right insurance to have you covered. Whether you’re a sole trader or have a fleet of vans, we work with a range of insurers to provide you with the right cover to keep you and your van on the road.

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Business insurance

Searching for a business insurance deal? From home offices to large enterprises, we understand that every business is different. That’s why our expert team works hard to find the right policies and protection for your specific business needs.

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Farm insurance

We understand the constant demands of farming, so we’re here to make one thing much easier. No matter the size, we work with you on a personal level to protect your livelihood and help find the most competitive cover that your farm needs.

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Travel insurance

We’re here to help your holiday go right. Offering insurance for a range of holidays, from multi-trips, a one-off holiday to a winter sport get-away, we’ll cover the least exciting part of your travels.

Other insurance

Searching for the right car insurance can be complicated. So we’re here to make your life easier. Whatever your car’s shape or size, our team of experts are here to help you drive with confidence under the right cover.

Self Build Hero

Home insurance during renovations – what you need to know

There are lots of things to think about when renovating your home: How much will it cost? How long will it take? How will it look when it’s done?

But one of the key things to consider is the impact on your home insurance during renovations.

 

Am I covered by my existing home insurance during renovations?

Small projects like redecorating or updating your kitchen should be covered by your existing home insurance policy.

But your policy won’t normally cover the risks associated with larger scale renovation projects like a loft conversion or an extension to your house.

You will probably need specialist cover in addition to your existing home insurance during renovations to protect against these risks.

 

What risks are associated with renovations?

There are a number of risks associated with renovations. Specialist cover can ensure you’re fully covered against these risks by your home insurance during renovations.

Risks include:

 

What if I do the work myself?

You’ll still need to add specialist cover to your home insurance during renovations even if you do the work yourself.

If your existing home insurance policy includes accidental damage, you may be covered for minor mishaps, like drilling through a pipe.

But you’re unlikely to be covered for large scale DIY projects because the risks still exist – meaning you could be left out of pocket if something goes wrong.

If you’re carrying out the renovations yourself, you may need to add a renovation or self-build policy to your home insurance depending on the type of building work being carried out.

You should reach out to your insurer or a broker like AbbeyAutoline to check.

 

Always contact your insurer before starting the work

You’ll contact your insurance company before starting any renovation work, regardless of the scale of the project.

Failure to let your insurer know about the work could invalidate your home insurance during renovations and leave you unprotected should the worst happen.

Renovating can also affect the rebuild cost of your house. Insurers use this to calculate your premium so your home may need re-evaluated or you could be left under-insured.

 

AbbeyAutoline offers tailored self-build and renovation insurance cover. Call us on 08000 66 55 44 to speak to an expert local adviser today (or you can also get a standard home insurance quote online).

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