Smallholder Insurance

We understand that your farm, whether it’s a hobby farm or another source of income for your family, it still needs protected, so we have designed an all in one cover, with your small farm in mind. 

What is a smallholding?

A smallholding is a piece of land smaller than a full-time farm, usually under 50 acres. It offers the owner a means of achieving self-sufficiency by growing fruit and veg, rearing livestock, selling organic produce or accommodating farm stays. Generally, a smallholder farmer tends to have another source of income, as for many, it is more of a passion than a full-time business. 

We offer an exclusive smallholders insurance package which covers the following use of land: 

• Arable, hay, straw, cereal and other crop farming 
• Livestock farming and ownership (including alpaca, llama, beef, sheep, pig, poultry and goats) 
• Farmers markets 
• Bed & Breakfast accommodation for up to six guests 
• Caravan or tenting accommodation 
• DIY livery stables for up to 4 liveries 

Our insurers offer protection from risks associated with smallholdings and our policy is specifically designed to protect you with standard cover including: 

• Storm and flood damage cover 
• Theft or attempted theft  
• Fatal injury to livestock off the premises and in transit  

• Dog worrying attacks  
• Liability at agricultural shows 
• Employers liability up to £10 million  
• Public and product liability up to £5 million  
• Environmental liability up to £1 million  

• Material damage cover for farm buildings, machinery and tools, produce, deadstock, livestock, riding tack and glasshouses 

Additional cover includes: 

•  Buildings and Contents cover for private dwelling houses. 

Smallholder Insurance only available in Northern Ireland.