Taxi Icon Hero Yellow

Taxi Insurance

Protecting your livelihood

We know that for taxi drivers, your taxi is much more than just a vehicle, it’s your livelihood - which is why it deserves to be protected with specialist insurance. 

We appreciate that taxi insurance can be a little more complex to sort out than standard car insurance however our specialist teamare committed to finding you a policy that won’t compromise on quality of cover. Whether you have a fully-fledged fleet or just drive a taxi on the side, our dedicated team puts in the leg work to find you our best possible deal built around your needs 

Get in touch

Choose your cover

Available cover for PSV drivers aged 25 to 70 

Fully Comp

Fully Comprehensive

This is our highest level of protection, covering you for damages to your own taxi and any injuries you may suffer in an accident.

Third Party Fire And Theft

Third Party Fire & Theft

This level of cover only provides protection for third party injury or damage to their vehicles.

Third Party

Third Party Only

This level of cover provides protection for third party injury or damage to their vehicles as well as the cost if your taxi is stolen or damaged by fire.

Cover benefits for public and private hire taxi drivers.

Car Agreed Values Icon
Flexible payment options

Because one size doesn’t fit all, we offer a variety of payment options. Payments can be accepted by card, cash, BACS and Direct Debit. 

Mpvs Icon 1
Cover for Minibus, MPVs and Car

We offer competitive rates for Minibuses, MPVs and cars carrying up to 8 passengers.

Frist Driver Icon 2
First time PSV drivers

We offer special rates for first time PSV drivers with no previous driving experience.  

No Claims Bonus Icon 3
Introductory Taxi No Claims Bonus available

You can avail of Introductory Taxi No Claims Bonus if you have previously held your own private car policy, a commercial van policy or previously had a fleet taxi policy.  

Rates Icon 4
Rates available for full and part-time taxi drivers

As well as full-time taxi drivers, if you are driving taxi’s part -time, we can get you our best possible rate suited to your needs. 

Excess Icon 5
Excess Insurance Available

You can avail of our Excess Protect policy which reimburses you for excess you pay following a claim, so you won’t be out of pocket for too long. 

Minifleet Icon 6
Mini fleet taxi insurance

If you have a taxi business consisting of three or more vehicles, it can be a challenging task when it comes to renewing your policy. Fortunately, with us, you only need to take out one insurance policy and benefit from our competitive rates for your entire fleet 

Adddriver Icon 8
Cover for named drivers for PSV and/or SDP

Additional taxi drivers can be added to your policy for business purposes. You can also add any non-taxi drivers for social and domestic cover. 

Addcover Icon 7
Extension* available to drive another car

We can offer the flexibility to drive another car that does not belong to the policyholder in emergency cases only.  

Handy info to have to hand when quoting

  • Details about you and your taxi  - Your contact details, whether you run your own firm, plus information about your taxi, its value and mileage.   
  • How you use your taxi  - We need to know if you’re a private hire or public hire taxi and whether you need to add any other drivers to your policy.  
  • Modifications and security  - We need to know if your taxi has modifications such as ramps or other adaptations for passengers with disabilities. We also need to know about any Security devices you might have fitted such as dashcams, CCTV or Thatcham-approved alarms and trackers.   
  • Your No Claims Bonus (NCB)  - If you have a no-claims bonus, it may cost of your insurance. We will also need to know if you have earned it with your taxi or another car. 

Popular queries

Do I need to have my taxi insurance in place before I can get my vehicle PSV’d?

Yes, as you will need to take your insurance information with you to the PSV centre on the day of the test. 

Can I arrange cover over the telephone, or do I have to call into your office in Boucher Road?

Yes, you can arrange cover over the telephone, plus you can also call to any of our branches throughout the province and they will put you through to our specialist taxi team. 

Do I have to pay all at once or can I spread the cost?

Yes, you can spread the cost. We have a range of flexible instalment facilities available 

Can a taxi be used for personal use?

Yes, if your insurance policy covers you for this.  

Will my age affect the cost?

Age is one of the many rating factors insurers use to obtain a bespoke premium for customers, which in turn is based on personal circumstances such as postcode, vehicle group, convictions, claims history etc. 

Knowledge Hub Guides

Need to speak with us? 08000 66 55 44