Car insurance

Searching for the right car insurance can be complicated. So we’re here to make your life easier. Whatever your car’s shape or size, our team of experts are here to help you drive with confidence under the right cover.


Home insurance

Finding the right insurance to protect your property and all its belongings is often a difficult process. That’s why we’re here to find you a policy tailored to your home, giving you extra assurance in your insurance. Whether you’re a homeowner, landlord, or building a property, we can help you with the right insurance to keep your house a home.


Van insurance

On the lookout for the right van insurance? Our expert team will find the right insurance to have you covered. Whether you’re a sole trader or have a fleet of vans, we work with a range of insurers to provide you with the right cover to keep you and your van on the road.


Business insurance

Searching for a business insurance deal? From home offices to large enterprises, we understand that every business is different. That’s why our expert team works hard to find the right policies and protection for your specific business needs.


Farm insurance

We understand the constant demands of farming, so we’re here to make one thing much easier. No matter the size, we work with you on a personal level to protect your livelihood and help find the most competitive cover that your farm needs.

Other insurance

Searching for the right car insurance can be complicated. So we’re here to make your life easier. Whatever your car’s shape or size, our team of experts are here to help you drive with confidence under the right cover.

Van insurance cover that protects you

We know what it’s like, you’re busy, you have things to do and people to see, so sorting your van insurance needs to be quick and easy. Whether you are a sole trader or have a fleet of vans, our expert business team can tailor your cover to suit your needs and keep you and your van on the road.  

As a broker, it’s our job to find you cover at our best possible price, giving you some peace of mind so you can tick insurance off your list.

Types of cover

Van Hero

Fully Comprehensive

This type of van insurance covers damage to your vehicle and any injury or damage caused to third party vehicles in the event of an accident.

Van Liability Hero2

Third Party Fire & Theft

This covers your van for loss or damage due to fire or theft as well as any injury or damage to third parties.


Third Party Only

This is the lowest level of cover for van insurance, it only provides cover for third party injury or damage to their vehicle’s.

Optional extras



Trailers are handy and they are a really popular piece of equipment for our van customers. They do however require extra insurance cover, so when taking out your van insurance it is important you advise us if you are likely to be using trailers. We will then ensure you have the adequate insurance in place.



Some vans feature pretty expensive racks and shelving, so it is important to let us know if you would like these to be covered in the event they become damaged, as they can be costly to repair/replace.



Whilst many van customers opt to have no signage on their vehicles for security reasons, for others their signage is an extremely important part of their business as it helps market their products and services. Dependant on how elaborate your signage is, you may want to include this in your van insurance policy should you need to repair it if damaged.

Personalised Service

Here to keep you right

Whether you are a new customer or you are renewing your van insurance with us, our expert business advisors will help ensure you have the cover you need for your whole business.

You don’t need to be an insurance expert either, we will keep you right and explain which additional benefits might be suitable to boost your van and wider business cover.

Claims Support

Supporting you when you need it most

If the worst happens and you need to make a claim, you are in safe hands as our dedicated claims team is based right here in Northern Ireland. We know it can be a pretty scary time and sometimes complex too, but we will be at your side to help guide you every step of the way. 

Need to make a claim?

Boost your cover

Legal Expenses

Learn more

Breakdown Assistance

Learn more


Learn more

Excess Insurance

Learn more

Tool Cover

Learn more


Learn more

Legal Expenses

Legal protection is something that most people only think about once they’ve had an accident and the cost of legal fees to recover your losses can run into thousands of pounds if you’re unprotected.

Benefits* include:

• Up to £100,000 legal cover for the recovery of uninsured losses such as recovery of your policy excess and pursuing compensation for any injury sustained.

• £25,000 cover for defence of motoring prosecutions.

• 24/7 legal helpline for advice on any legal matter, not just in relation to an accident.

• Payment of hire charges incurred by the insured person resulting from an incident involving an insured vehicle, provided criteria are met.

*Exclusions and Terms and Conditions apply.

Breakdown Assistance

This comes in handy if your vehicle breaks down or suffers a puncture. This cover will mean that our Breakdown partner can carry out repairs on the spot. 

What is included?

• Roadside assistance for mechanical failure, puncture & lost or stolen keys.

• 24 hours a day, 365 days a year emergency helpline.

• Up to one hours labour at the roadside if the vehicle can be repaired in situ.

• If your car can’t be repaired at the roadside, you’ll be towed to the nearest garage*.

• Use of a replacement car for up to 48 hours while repairs are carried out.

• Use of a replacement car for up to 5 days if your car is stolen.

• Overnight accommodation for one night*.

• Our car breakdown cover covers your car in Northern Ireland, mainland UK and Republic of Ireland.

• Your No Claims Bonus will NOT be affected if you make a claim on your Breakdown Assistance policy.

*Mileage restrictions and T&C's apply. 


Keycare cover means you can avoid the stress and frustration of replacing lost keys and all the hassle that goes with it.

We offer two levels of Keycare cover.


Key Features and Benefits:

  • Up to £1,500 annual cover for lost and stolen keys, replacement locks and any call out charges.
  • Cover for locksmith charges if keys are locked in your car or home with a cover limit of £1,500.
  • Should a key break in a lock, Keycare will pay up to £100 towards locksmiths’ costs.
  • Keycare will pay up to £100 for onward transport costs to get you to your home or chosen destination in the event the loss or theft of your keys.
  • If your vehicle is left unusable due to the loss or theft of keys, Keycare will pay up to £50 a day for three days vehicle hire.
  • Emergency helpline 24 hour, 365 days a year.
  • No excess to pay.
  • Your No Claims Discount will NOT be affected.
  • Keycare will pay the finder of keys a £10 reward.
  • We have access to a nationwide network of locksmiths.
  • Covers ALL the keys attached to the special fob (for example, car keys, house keys, office or caravan).
  • No limit on the number of claims you can make.

Keycare SmartFob

Keycare SmartFob has all the same benefits as above, but includes a Bluetooth LE sensor fob for your keyring that helps to retrieve your keys through the SmartFob smartphone app (note: this is not a GPS tracker).

  • Ring your keys by tapping the SmartFob icon on your screen
  • Call your phone by holding the button on your SmartFob.
  • The app automatically creates and displays a GPS time-stamp when your SmartFob is out of range.
  • Key Cover: If your SmartFob is insured through an active cover, the finder of your keys can get a reward

*Exclusions and Terms and Conditions apply.




If you’re buying your van on finance or through a lease agreement, you’ll be particularly interested in our GAP insurance cover.

It’s a well-known fact, that most vehicles lose their value the minute they leave the dealership and if the unexpected happens you will only receive the current market value at that time, leaving you significantly out of pocket. GAP ensure that you will be paid the difference.

Excess Insurance

An excess is a great way of reducing the cost of your insurance premium, however, claims often happen at the most inappropriate times when we don’t always have the funds in our account to cover the excess.

An Excess Insurance policy will reimburse the excess you may have paid provided the claim is more than the total policy excess at the time of the incident and is reported within a 31 day period to the insurer. This is a really clever addition to your insurance and we’re one of the few brokers who offer it in Northern Ireland.

For example, say you have an excess of £500 on your policy – if you have an accident and it costs more than this to fix, then you can claim back that £500, so you aren’t out of pocket.

What is included*?

• Multiple claims can be made per policy term up to the total level of cover purchased.

• Amount of claim under the Excess Protect policy must not exceed the value of the total excess of the main policy.

• Claims must be reported within 31 days of the settlement of the claim to which the policy relates

• Windscreen excesses are excluded for all motor policies.

*Exclusions and Terms and Conditions apply. It’s important to note that if the claim is your fault, you cannot reclaim your excess.

Tool Cover

Boosting your policy to include tool cover* will enable you to replace your tools and equipment if they are lost or stolen, helping you get back to work as fast as possible.

*Terms and Conditions apply.


It is vital to ensure you have the right level of liability cover in place for you and your business adding that extra layer of business protection in the unfortunate event of injury to an employee, a third party or damage to their property. You can read more about our liability product options here.

Latest from the Knowledge Hub


Arrange a callback

We’ll call you back at a time that suits you. Just fill out the form below and a member of our team will give you a call.

Our telephone opening hours are Monday-Friday 9am-5pm and Saturday 9am-3pm. A member of our team will be in touch during these times to discuss your query. If you require immediate assistance, please call 08000 66 55 44.




Need to speak with us? 08000 66 55 44