Car

Car insurance

Searching for the right car insurance can be complicated. So we’re here to make your life easier. Whatever your car’s shape or size, our team of experts are here to help you drive with confidence under the right cover.

Home

Home insurance

Finding the right insurance to protect your property and all its belongings is often a difficult process. That’s why we’re here to find you a policy tailored to your home, giving you extra assurance in your insurance. Whether you’re a homeowner, landlord, or building a property, we can help you with the right insurance to keep your house a home.

Van

Van insurance

On the lookout for the right van insurance? Our expert team will find the right insurance to have you covered. Whether you’re a sole trader or have a fleet of vans, we work with a range of insurers to provide you with the right cover to keep you and your van on the road.

Business

Business insurance

Searching for a business insurance deal? From home offices to large enterprises, we understand that every business is different. That’s why our expert team works hard to find the right policies and protection for your specific business needs.

Farm

Farm insurance

We understand the constant demands of farming, so we’re here to make one thing much easier. No matter the size, we work with you on a personal level to protect your livelihood and help find the most competitive cover that your farm needs.

Travel

Travel insurance

We’re here to help your holiday go right. Offering insurance for a range of holidays, from multi-trips, a one-off holiday to a winter sport get-away, we’ll cover the least exciting part of your travels.

Other insurance

Searching for the right car insurance can be complicated. So we’re here to make your life easier. Whatever your car’s shape or size, our team of experts are here to help you drive with confidence under the right cover.

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What happens when someone damages your parked car?

You may not give a second thought when it comes to parking your car while you go to work or pop to the shops, but what happens if you come back to an unwanted surprise? Tight car parking spaces, crowded streets and large vehicles can result in parked car accidents. In fact, these type of car crashes are more common than you think. Shopping centres and supermarket car parks are the most likely places where your car can pick up scratches or damage.

If you find yourself involved in a parked car accident you should:

Talk to the person involved

If someone has bumped into your vehicle and left the scene they should (by law) have left a note including their name, address, contact number and explanation. Leaving the scene is a crime and if the third party doesn’t leave a note and is caught, they could face criminal charges.

If you have no details to refer to look for witnesses or refer to nearby CCTV. The likelihood is, if a car is hit in a busy car park, someone will have witnessed it. Ask around to see if anyone saw a car, a license plate or if the CCTV cameras picked up on any footage.

Take photos

Take clear, HD photos of your car’s damage before you get it fixed. If you’re using a smartphone you will be able to log the time, date and location too. These photos will come in useful when it comes to claiming insurance.

Contact your Insurance 

Once in touch with the third party you can discuss your insurance options going forward. It is important to remember that if your car was parked legally, the third party is automatically at fault regardless of the circumstances.

On the other hand, if you haven’t been able to get a hold of the third party you may have to claim against your own insurance or fund the repairs yourself. Bear in mind that even if you opt to pay for the repair yourself, you are obligated to contact your insurance provider to make them aware of any damage.

Car Insurance

Contact AbbeyAutoline Insurance today or request a callback to ensure your car insurance policy meets your individual needs.

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