Living
3 min read
With further relaxing of coronavirus restrictions recently, Northern Ireland is continuing the journey towards more normal times.
But for so many businesses, re-opening is only the first step in their effort to secure their future. Many of these shops and businesses have served our communities for generations and now they deserve our support to help them navigate these uncertain times.
Northern Ireland has a wonderful tradition of family-owned businesses which help make our town centres so popular with visitors.
But rarely has the ‘shop local’ message carried so much importance and never before have communities across Northern Ireland been in a better position to help.
A recent income tracker report from Asda revealed that disposable income is at its highest level in Northern Ireland since these records began. Families now have on average £143 at their disposal once all essentials have been paid for – that’s an extra £23 per week.
There has been a surge of shoppers enjoying the re-opening as well as the indoor hospitality and hairdressers.
Later this year there are plans for a further boost from Stormont through the voucher scheme which will see everyone in Northern Ireland over 18 be given a pre-paid card worth £100 to be spent in their local high street.
However, when the surge drops off and before the voucher scheme kicks off, our local businesses will need your support.
In addition to the stress of lockdown, business owners across Northern Ireland will have been keeping many plates spinning as they worked towards re-opening.
“It’s understandable that for some there may not have been a chance to review their business insurance policy to make sure that they still have the right cover in place.”
Nearly every corner shop, salon, florist, dental surgery or office-based business will need Employer’s Liability as it is required by law if you have any staff.
Public Liability provides cover for your business against claims for compensation if or a staff member injures a third party or damages their property.
Meanwhile, during the pandemic, there has been a sharp rise in the level of cyber-crime. It may not have been a key consideration pre-covid but there has now been a shift in criminal behaviour, with online scammers consistently targeting unsuspecting businesses.
Businesses are handling more data than ever before in terms of performing sales transactions, handling services and repairs, therefore it is imperative to ensure that appropriate protection is in place.
We can boost your cover to include Cyber Insurance in your business policy that will provide help and support if you are a victim of online criminals.
As Northern Ireland’s largest insurance broker, AbbeyAutoline’s experienced teams can tailor the right business insurance policy to suit your working needs. Our brokers can also review your existing policy to identify any potential gaps in cover.
We have a dedicated team of business experts who get under the skin of your business first and foremost, and who can help advise and guide you through the various insurance options available.
We know you have lots on your plate taking care of the day-to-day demands of running a business, so let our experts take the stress out of finding the right policy for you. Our dedication to building our insurer relationships gives us the buying power to secure competitive and bespoke solutions for you.
Our team are here to help, give them a call on 08000 66 55 44.
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